Digital transformation: The impact of information technology application on the risks of commercial banks
Authors
DOI: https://doi.org/10.57110/jebvn.v4i1.248Keywords:
Digital transformation, information technology, banking risksReferences
Appiahene, P., Missah, Y. M., & Najim, U. (2019). Evaluation of information technology impact on bank’s performance: The Ghanaian experience. International Journal of Engineering Business Management, 11, 184797901983533. https://doi.org/10.1177/1847979019835337
Bessis, J. (2011). Risk Management in Banking. Labour and Social Publisher Company Limited. Hanoi.
Buhali, D., & Amaranggana, A. (2015). Smart tourism destinations enhancing tourism experience through personalisation of service. Information and Communication Technologies in Tourism. Conference: ENTER2015, 377-389. https://doi.org/10.1007/978-3-319-14343-9_28
Valverde, C. S., & Paso, L. D. R. (2010). Does the development of non-cash payments affect bank lending? The Manchester School, 78(5),
-436. https://doi.org/10.1111/j.1467-9957.2010.02202.x
Chen, B., Yang, X., & Ma, Z. (2022). Fintech and financial risks of systemically important commercial banks in China: An inverted U-shaped relationship. Sustainability, 14(10), 5912. https://doi.org/10.3390/su14105912
Chen, M., Jeon, B. N., Wang, R., & Wu, J. (2015). Corruption and bank risk-taking: Evidence from emerging economies. Emerging Markets Review, 24(1), 122-148. https://doi.org/10.1016/j.ememar.2015.05.009
Chukwukaelo, U., Onyeiwu, C., & Amah, P. (2018). Impact of information technology on performance of banks in Nigeria. American Journal of Humanities and Social Sciences Research, 02(08), 92-100. https://doi.org/10.1111/j.1467-9957.2010.02202.x
De Young, R. & Rice, T. (2004). Noninterest income and financial performance at U.S commercial banks. The Financial Review, 101-127. https://doi.org/10.1111/j.0732-8516.2004.00069.x
DeYoung, R. (2005). The performance of internet-based business models: Evidence from the banking industry. Journal of Business, 78(3), 893-94. https://doi.org/10.2139/ssrn.376821
Dobrota, M., Jeremic, V., & Markovic, A. (2012). A new perspective on the ICT development index. Information Development, 28(4), 271-280.
Farouk, B. K. U., & DanDago, K. I. (1970). Impact of investment in information technology on financial performance of Nigerian banks: Is there a productivity paradox. Journal of Internet Banking Commerce, 20(1), 1-22
Hernando, I. & Nieto, M.J. (2007). Is the Internet delivery channel changing banks’ performance? The case of Spanish banks. Journal of Banking and Finance, 31(4), 1083-1099. https://doi.org/10.1016/j.jbankfin.2006.10.011
Hu, D., Zhao, S., Yang, F (2022). Will fintech development increase commercial banks risk-taking? Evidence from China. Electronic Commerce Research, 16(1), 195-212. https://doi.org/10.1007/s10660-022-09538-8
Khan, F. N., Sana, A., & Umaima, A. (2020). Information and communication technology (ICT) and environmental sustainability: A panel data analysis. Environmental Science and Pollution Research, 27(29), 36718-36731. https://doi.org/10.1007/s11356-020-09704-1
Kohler, M. (2015). Which banks are more risky? The impact of business models on bank stability. Journal of Financial Stability, 16, 195-212. https://doi.org/10.1016/j.jfs.2014.02.005
Kyeremeh, K., Prempeh, K. B., & Forson, A. M. (2019). Effect of information communication and technology (ICT) on the performance of financial institutions (A case study of Barclays Bank, Sunyani Branch). MPRA Paper 95994, University Library of Munich, Germany. https://mpra.ub.uni-muenchen.de/95994/
Lee, H. H., Yang, S. A., Kim. K., (2019). The role of fintech in mitigating information friction in supply chain finance. Asian Development Bank Economics Working Paper. https://www.adb.org/publications/role-fintech-mitigating-information-friction-supply-chain-finance
Li, G., Elahi, E., & Zhao, L. (2022). Fintech, bank risk-taking, and risk-warning for commercial banks in the era of digital technology. Frontiers in Psychology, 13. https://doi.org/10.3389/fpsyg.2022.934053
Hai, L. V. (2021). Challenges for Vietnamese commercial banks in digital transformation. Banking Magazine, 9, 27-34.
Mahboub, R. M. (2018). The impact of information and communication technology investments on the performance of Lebanese Banks. European Research Studies Journal, XXI(4), 435-458. http://doi.org/10.35808/ersj/1133
Rose, P. (1998). Commercial Bank Management. 4th Edition. McGraw-Hill/Irwin.
Dat, P. T. (2013). Risk assessment in commercial banks serves the purpose of auditing financial statements. Banking Academy Magazine, 131.
Sardana, V. and Singhania, S. (2018). Digital technology in the realm of banking: A review of literature. International Journal of Research in Finance and Management, 1(2), 28-32.
Stulz, R. M. (2019). Fintech, BigTech, and the future of banks. Journal of Applied Corporate Finance, 31(4), 86-97. https://doi.org/10.1111/jacf.12378
Wang, R., Liu, J., & Luo, H. (2021). Fintech development and bank risk taking in China. The European Journal of Finance, 27(4/5), 397-418.
Wang, R., Liu, J., Luo, H. (2020). Fintech development and bank risk taking in China. The European Journal of Finance, 27 (4–5), 397–418. https://doi.org/10.1080/1351847X.2020.1805782
Westerman, G., Bonnet, D., & McAfee, A., (2014). Leading Digital: Turning Technology into Business Transformation. Harvard Business Press. M. Boston.
Downloads
Downloads
Published
Abstract View
PDF Downloaded
How to Cite
Issue
Section
License
Copyright (c) 2024 Cù Nguyễn Hà Trang, Trần Linh Anh, Lê Minh Anh, Nguyễn Thị Thu Huyền
This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.
by VNU Journal of Economics and Business