CU NGUYEN HA TRANG; TRAN LINH ANH; LE MINH ANH; NGUYEN THI THU HUYEN. Digital transformation: The impact of information technology application on the risks of commercial banks. VNU JOURNAL OF ECONOMICS AND BUSINESS, [S. l.], v. 4, n. 1, p. 42, 2024. DOI: 10.57110/jebvn.v4i1.248. Disponível em: https://jebvn.ueb.edu.vn/index.php/jeb/article/view/248. Acesso em: 4 apr. 2025.